HEY BANK OF AMERICA, next time you plan on transferring $4,000 from one of my credit cards to yours, give me a heads up! Sure I applied for your card hoping to use it for a transfer someday -- but I also applied to college too. They didn't send me my first tuition bill before I accepted, charge me a $150 acceptance fee and neglect to tell me about it. Your banking system and horrendous customer service steams my clams.
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